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How much time have you spent searching for a loan today or have considered applying for loans from untrustworthy sources that ask for upfront fees? STOP RIGHT NOW! We are here to help and offer listings for some great places to find loans easily, with no upfront fees only from registered credit providers and applications are accepted with bad credit or if you are blacklisted. Along with loans we also offer prepaid MasterCards, car finance and even new cellphones on contract with bad credit so keep reading or use the menu above to find the right option(s) and apply.

Loan finding is easy with ezCASH

Spent too much time searching for a loan and haven't got one? ezCASH is here to help anyone wanting to find a large, unsecured personal loan in South Africa of up to R150,000 with simple online application and no fees. Working with a range of different loan providers, all registered with the National Credit Regulator (NCR) with a single application the consultants will do their best to help you find loans to meet your requirements. You are guaranteed safe lending practices as well as transparent fee structure in compliance with the National Credit Act (NCA). Even if you are blacklisted, have defaults or a poor credit rating your application will be considered and wherever possible they will do their best to help.

To apply with ezCASH you will need to be a citizen of RSA with a valid ID number as well as be employed, earning a salary with a bank account, contact number and email address. Loan repayments terms vary though generally the options will be from 12 to 72 months. During business hours you could get same day approval of your loan and your money will be paid soon afterwards. Using the loan sourcing service is an excellent way to find a loan if you have been struggling or have a bad credit record and can't seem to get a loan, why not see if you qualify for a loan today - apply at www.ezcash.co.za
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Cash loans against property, vehicles, gold, jewellery, art and more

Sometimes you may not be able to get a loan due to your credit status or being unemployed, or perhaps you would prefer a loan option with no credit checks or banks involved. Borrow Online offers a wide range of secured loans and cash advance options in South Africa and makes it easy for you to get a cash loan if you need one. Simply complete the short online contact form giving as much information as possible about the asset(s) you would like to loan against and a consultant will contact you during business hours to make you a loan offer. If you would like to proceed with the loan you will need to take the item(s) into the offices around the country for an assessment and to be stored securely for the duration of the loan term.

Borrow Online offers secured loans against most assets of value that are fully paid (no money owing to the bank) including cars, property, motorbikes, luxury watches, jewellery, art, antiques and more. Other loan options include cash advances for sold property either as the owner or on agent commission as well as for successful claims that have been made against the Road Accident Fund (RAF) and they are National Credit Act compliant. If you are in need of legal, secured (pawn) loan in South Africa, cash advance or bridging finance then they may be able to help you - apply at www.borrowonline.co.za

New Tablet PC and Cellphone Contracts from ezPHONES

Can't afford to buy that new phone you want or stuck using prepaid due to your credit status? Not having a perfect credit record can make life so much more difficult and you probably won't be able to take out a new cellphone contract if you need one. Buying a new phone cash is expensive, so what can you do? ezPHONES are here to help and offer a range of new phones, laptops and tablet PCs on contract with very low credit requirements. This means anyone can apply, even if you are blacklisted or have been declined when you applied yourself. They will negotiate you a deal for a phone or tablet and help you get a new phone with all the features you want, at an affordable monthly price.

Phones are offered with contracts from major service providers including MTN, Vodacom, Cell C and Virgin and if approved your phone will be delivered to you free of charge around the country, with no SIM or connection fee. You have the choice of service providers as well as different options which include airtime and/or data and you are sure to find a phone or tablet PC to meet your requirements, even with bad credit. ezPHONES makes it easy and affordable for anyone wanting to buy a new phone or tablet PC on contract with bad credit in South Africa so if you are in need of a new mobile device and haven't tried applying why not see if they can help you - apply at www.ezphones.co.za

Independent car finance even with credit problems from Easy Car Finance

Have you been looking for car finance and been declined when you applied at the bank? It can be difficult to qualify for a large bank loan to buy a vehicle and Easy Car Finance is here to help offering independent car finance from registered credit providers. Anyone can apply and be considered, even if you have been previously rejected by the bank or have a poor credit history and if possible the consultants will do their best to help.

Having a reliable car is a necessity of life, especially if you are working, and saving up to buy a new or used vehicle can be almost impossible. Easy Car Finance offers fast and efficient service, simple online application and easy repayment terms, helping make it easier for you to buy a new or used car if you need one. Why not take a few minutes to complete the short application and see if you qualify - apply at www.easycarfinance.co.za

Haven't compared insurance quotes? Maybe it's time you did with YouInsure

If you are in debt, have concerns about your finances and find it difficult to budget then saving money every month is an excellent idea. Many people forget that they could be paying less for insurance and often overlook the fact that they pay insurance monthly for a car, house or their business without comparing insurance quotes. YouInsure offer a completely free service that allows you to quickly and easily compare quotes from leading insurance companies in South Africa helping you to find the best option and save a little extra every month.

The insurance market has become very competitive and shopping around yourself for different quotes from various insurance companies can be time consuming. Why not fill out the short contact form on the YouInsure website and let them help you save on your monthly insurance premiums. With possible savings of over 25% and comparison insurance offered for car, business and medical as well as extended motor warranties, life insurance and funeral plans they will do their best to help - visit www.youinsure.co.za

Secured loans with no credit checks from Pawn My Car

Though it is unfortunate your credit status may be such that you do not qualify for an unsecured loan meaning you can't get money when you need it. Though you may not like the idea, pawning your fully paid assets is an option and is also preferrable to selling as your assets will be returned once you have repaid the loan amount. Pawn My Car is here to help and if you have a vehicle that is fully paid then you could get a loan against it. Loans are offered to both companies and individuals and along with cars you can also pawn boats, trucks, motorcycles and other vehicles.

Simply complete the short form on the website and a representative will be in contact to arrange a valuation viewing. Take your vehicle into the offices in Cape Town, Durban, Johannesburg or Port Elizabeth and if you are happy with the loan amount and the documentation is all correct your loan will be paid to you immediately, it couldn't be easier. If you don't have a vehicle or would prefer not to loan against it then Lamna also offers secured loans against assets including jewellery, art, luxury watches, gold, antiques and anything else of value. If you are desperate for a loan and/or are considering selling your vehicle why not see if you can pawn your car instead - apply at www.pawnmycar.co.za

Get a free credit report on a monthly basis from Credit Report SA

So, you have concerns about your debt, credit rating and how companies that may potentially offer you credit see your credit status, have you taken the time to look at your own credit report? Credit Report SA offers free credit reports to anyone in South Africa with a valid ID on a monthly basis using a sponsorship model. With many companies you would normally have to pay a fee to access your credit report though many people do not realise it is possible to get free credit reports in South Africa.

There are numerous advantages to having access to your credit report and you can see who else has viewed your credit profile, view any outstanding debts and accounts you are paying as well as get an understanding of your credit worthiness. If you have had problems getting finance, taking out a loan, are planning to improve your credit status or are just interested then why not get a free credit report today - visit www.creditreportsa.co.za
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